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Frequently Asked Roofing Questions

Everything you need to know about roof repairs, replacements, insurance claims, and working with True Force Roofing.
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How long will my roof replacement actually take?

Most residential shingle roofs are completed in 1 to 2 days. Metal roofs and more complex projects (steep slopes, multiple transitions, standing seam systems) typically take 3 to 5 days depending on the size and scope. Your assigned superintendent will give you a specific timeline before work begins and send you daily photo updates through our customer portal so you always know exactly where things stand.

What happens if my roof gets damaged by a hurricane after you install it?

Call us. We respond 24/7 for emergencies and will get a crew out to tarp and secure your roof as quickly as possible to prevent further water damage. If a full repair or re-roof is needed, your superintendent will walk you through the scope, insurance documentation, and timeline. Our GAF Golden Pledge Warranty also covers workmanship, so if anything we installed fails, we stand behind it.

How do I know if I need a full roof replacement or just a repair?

Not every issue requires a full replacement. Missing shingles, minor leaks, or isolated storm damage can often be repaired. However, if your roof is 15 to 20+ years old, has widespread granule loss, multiple active leaks, or significant structural damage (rotting decking, sagging), a replacement is usually the smarter long-term investment. Our estimating specialist will walk your roof, take drone photos, and show you exactly what they're seeing so you can make an informed decision with zero pressure.

What's the difference between asphalt shingles and metal roofing, and which should I choose?

Asphalt shingles (like GAF Timberline HDZ) are the most popular option. They're affordable, look great, and come with strong warranty options. They typically last 25 to 30 years in Florida. Metal roofing (standing seam or screw-down panels) costs more upfront but can last 50+ years, handles high winds better, and reflects heat to lower cooling costs. The right choice depends on your budget, how long you plan to stay in the home, and the look you want. Our team can show you both options side by side and even use visualization tools to preview how each will look on your specific home.

Do you offer financing for roof replacements?

Yes. We offer several financing options to fit different budgets, including plans with low monthly payments. Your estimating specialist can walk you through what's available during your consultation so you can find a plan that works for your situation before committing to anything.

How much does a new roof cost in Gainesville, FL?

Every roof is different, but for most Gainesville homes an asphalt shingle replacement lands somewhere in the low five figures, with the final number driven by roof size, pitch, layers being torn off, decking condition, and the shingle line you choose. Metal roofing runs higher upfront but lasts two to three times longer. We give you an exact written price with a free on-site estimate, and our online Instant Estimator can give you a ballpark in about 60 seconds using just your address.

What is Florida's 25% roof replacement rule?

For years, Florida code required a full roof replacement any time more than 25% of the roof was damaged. State law changed that: if your roof was built or replaced under the 2007 Florida Building Code or later, you can typically repair just the damaged section instead of replacing the whole roof, even when the damage exceeds 25%. Older roofs may still trigger full replacement. If a storm just hit your home, have us inspect and document it before you talk to your insurance company. We'll tell you exactly which side of the rule your roof falls on.

What is a wind mitigation inspection, and how much can it save me?

A wind mitigation inspection is a standardized report documenting how well your roof and home resist high winds: roof shape, deck attachment, nail patterns, secondary water resistance, and roof-to-wall connections. Florida insurers are required to give premium credits for qualifying features, and the savings are often hundreds of dollars per year. Every True Force roof is installed to current Florida Building Code wind standards, and we provide the documentation you need after installation.

How do I find where my roof is leaking?

Water rarely drips straight down from the hole. It travels along rafters and decking before showing up on your ceiling, sometimes many feet from the actual entry point. Common sources are flashing around chimneys and vents, valleys, and lifted or cracked shingles. If it's actively raining, put a bucket under the drip and take photos of the stain. Then leave the ladder in the garage: our inspections are free, we use drone photography to document everything, and finding the true source the first time is the difference between a repair that holds and one you pay for twice.

What is a GAF Golden Pledge Warranty, and why does it matter?

The Golden Pledge is the strongest warranty GAF offers, and only GAF Master Elite contractors (the top 3% of roofers in the country) can provide it. It covers both materials and workmanship for up to 50 years, including protection against manufacturing defects and installation errors. It's also transferable if you sell your home, which can increase resale value. True Force is one of the few contractors in North Central Florida certified to offer this warranty.

Do I need to be home during the roof installation?

No. Many of our customers are at work or even out of state during the project. Your superintendent sends real-time photo updates, progress reports, and any change order approvals through our customer portal and via text. You'll know exactly what's happening without needing to be on-site. We'll schedule a final walkthrough with you once the project is complete.

Will a new roof lower my homeowners insurance in Florida?

In most cases, yes, and significantly. A new roof that meets current Florida Building Code wind mitigation standards can qualify you for major insurance premium reductions. After every installation, True Force provides a wind mitigation report that you can submit directly to your insurance company. Many of our customers see savings that offset a meaningful portion of their monthly roof payment.

What should I expect on the day the crew shows up?

The crew typically arrives between 7:00 and 7:30 AM. They'll set up safety equipment, lay tarps and protective barriers around your home, landscaping, and AC unit, then begin tear-off. Your superintendent will introduce themselves and walk you through the day's plan. Throughout the day you'll receive photo updates. At the end of each work day, the crew cleans the site, including a magnetic sweep of your yard and driveway for nails. When the project wraps, your superintendent does a final walkthrough with you to make sure everything meets your expectations.

What areas do you serve outside of Gainesville?

We serve all of North Central Florida, including Alachua, Archer, Hawthorne, High Springs, Newberry, Micanopy, Ocala, Starke, Williston, Bell, Fanning Springs, La Crosse, McIntosh, Raiford, Waldo, Hampton, and Worthington Springs. If you're not sure whether you're in our service area, just give us a call at (352) 639-7663. Chances are we can get to you.

Does homeowners insurance cover roof leaks in Florida?

Usually yes, if the leak was caused by a sudden covered event like a storm, wind, or falling tree. Insurance generally does not cover leaks caused by age, wear, or lack of maintenance. Documentation is everything: photos, dates, and a professional inspection report make or break claims. We inspect for free, document the damage thoroughly, and can work directly with your adjuster so nothing gets missed.

How often should I have my roof inspected in Florida?

At least once a year, and after any major storm. Florida's UV, humidity, and storm cycles age roofs faster than almost anywhere in the country, and the problems that total a roof usually start as twenty-dollar fixes nobody saw. Our inspections are always free, and our Roof Maintenance Program bundles annual inspections with gutter cleaning and minor repairs so small issues never get the chance to become big ones.

How long does a metal roof last in Florida?

40 to 70 years depending on the system. Standing seam panels with concealed fasteners sit at the top of that range, 5V crimp and exposed-fastener systems a bit below (plan on fastener checks every decade or so), and stone-coated steel delivers 50-year performance with the look of shingle or tile. Compare that to 15 to 25 years for asphalt in Florida heat, and metal often wins on cost per year of protection even with the higher upfront price.

What's the difference between GAF Master Elite and GAF Certified?

Both are real GAF credentials, but they're not the same tier. GAF Certified is the entry level. Master Elite is the top of the program: roughly 3% of roofing contractors in the country qualify, and it requires proven licensing, insurance, reputation checks, ongoing training, and annual requalification. The practical difference for you is warranty access. Only Master Elite contractors can offer GAF's strongest coverage, including the Golden Pledge. True Force Roofing is Master Elite certified and requalifies every year.